{"id":501,"date":"2024-10-09T10:03:34","date_gmt":"2024-10-09T14:03:34","guid":{"rendered":"https:\/\/www.marshall.edu\/sfa\/?page_id=501"},"modified":"2026-02-11T12:24:51","modified_gmt":"2026-02-11T17:24:51","slug":"federal-direct-loans","status":"publish","type":"page","link":"https:\/\/www.marshall.edu\/sfa\/types-of-aid\/federal-direct-loans\/","title":{"rendered":"Federal Direct Loans"},"content":{"rendered":"\t<div class=\"herdpress-hero\">\n\t\t\t\t\t\n<div>\n\t<div class=\"w-full z-70 relative bg-green\">\n\t\t<div class=\"w-full mx-auto xl:container px-4 flex justify-between items-center h-full\">\n\t\t\t\t\t\t\t<div class=\"flex items-center xl:w-[20%]  \">\n\t\t\t\t\t<a class=\"\" href=\"\/\" aria-label=\"Marshall University website\"><img decoding=\"async\" src=\"https:\/\/www.marshall.edu\/sfa\/wp-content\/themes\/herdpress\/images\/m_primary.svg\" class=\"min-w-14 h-12 lg:min-w-[72px] xl:h-16\" alt=\"Marshall University logo\" \/><\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"flex h-full pl-2 lg:pl-0\">\n\t\t\t\t\t<div id=\"main-nav\" class=\"hidden lg:flex items-center text-gray-200 text-lg xl:text-xl font-semibold tracking-wide\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\n<div class=\"group ease-out py-10 lg:px-2\">\n    <a href=\"\/meet-marshall\/\" class=\"transition-none text-white tracking-tight uppercase text-xl xl:text-2xl font-bold no-underline px-2 xl:px-4 pt-2 pb-6 rounded-t hover:bg-gray-900 hover:text-white group-focus-within:bg-gray-900 group-focus-within:shadow-lg group-hover:bg-gray-900 group-hover:shadow-lg\">\n        <span>Meet Marshall<\/span>\n    <\/a>\n    <div class=\"mt-4 bg-gray-900 absolute z-60 shadow-lg px-6 rounded-sm translate-y-0 mx-auto left-0 right-0 max-w-6xl text-white invisible opacity-100 group-hover:translate-y-0 group-hover:visible group-hover:opacity-100 group-focus-within:visible group-focus-within:opacity-100 group-focus-within:block\">\n        <div>\n            <div>\n                <div class=\"w-full xl:max-w-(--breakpoint-xl) px-6 xl:px-0 mx-auto py-10 grid grid-cols-3 gap-12\">\n    <div>\n        <div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">Welcome to Marshall<\/div>\n        <div class=\"mb-4 flex flex-col\">\n            <a href=\"\/whymu\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Why Choose Marshall?<\/a>\n\n            <a href=\"\/whymu\/value\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">The Value of a Marshall Degree<\/a>\n\n            <a href=\"\/meet-huntington\/\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Our Community<\/a>\n\n            <a href=\"\/blog\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Our Blog<\/a>\n\n            <a href=\"\/moments\/category\/moments\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Our Stories<\/a>\n\n        <\/div>\n    <\/div>\n    <div>\n        <div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">Leadership<\/div>\n        <div class=\"mb-4 flex flex-col\">\n            <a href=\"\/president\/brad-d-smith\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Office of the President<\/a>\n\n            <a href=\"\/board\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Board of Governors<\/a>\n\n            <a href=\"\/economic-development\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Workforce and Economic Development<\/a>\n\n            <a href=\"\/academic-affairs\/administration-staff\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Academic Affairs<\/a>\n\n        <\/div>\n    <\/div>\n    <div>\n        <div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">News &amp; Marketing<\/div>\n        <div class=\"mb-4 flex flex-col\">\n            <a href=\"https:\/\/events.marshall.edu\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Events<\/a>\n\n            <a href=\"\/academic-calendar\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Academic Calendar<\/a>\n\n            <a href=\"\/news\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">News Releases<\/a>\n\n            <a href=\"\/brandservices\/brand-resources\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Branding Guide<\/a>\n\n            <a href=\"\/brandservices\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">University Marketing &amp; Communications<\/a>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\t\t\t\t\t\t\n\n<div class=\"group ease-out py-10 lg:px-2\">\n    <a href=\"\/admissions\/\" class=\"transition-none text-white tracking-tight uppercase text-xl xl:text-2xl font-bold no-underline px-2 xl:px-4 pt-2 pb-6 rounded-t hover:bg-gray-900 hover:text-white group-focus-within:bg-gray-900 group-focus-within:shadow-lg group-hover:bg-gray-900 group-hover:shadow-lg\">\n        <span>Admissions<\/span>\n    <\/a>\n    <div class=\"mt-4 bg-gray-900 absolute z-60 shadow-lg px-6 rounded-sm translate-y-0 mx-auto left-0 right-0 max-w-6xl text-white invisible opacity-100 group-hover:translate-y-0 group-hover:visible group-hover:opacity-100 group-focus-within:visible group-focus-within:opacity-100 group-focus-within:block\">\n        <div>\n            <div>\n                <div class=\"w-full xl:max-w-(--breakpoint-xl) px-6 xl:px-0 mx-auto py-10 grid grid-cols-3 gap-12\">\n\t<div class=\"\">\n\t\t<div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">Information For<\/div>\n\t\t<div class=\"mb-4 flex flex-col\">\n\t\t\t<a href=\"\/admissions\/freshman\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">First-Year Freshmen<\/a>\n\n\t\t\t<a href=\"\/admissions\/transfer\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Transfer Students<\/a>\n\n\t\t\t<a href=\"\/international-admissions\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">International Undergraduate Students<\/a>\n\n\t\t\t<a href=\"\/graduate-admissions\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Graduate Students<\/a>\n\n\t\t\t<a href=\"\/international-admissions\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">International Graduate Students<\/a>\n\n\t\t\t<a href=\"\/online\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Online Students<\/a>\n\n\t\t<\/div>\n\t<\/div>\n\t<div>\n\t\t<div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">Getting Started<\/div>\n\t\t<div class=\"mb-4 flex flex-col\">\n\t\t\t<a href=\"\/tour\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Visit Campus<\/a>\n\n\t\t\t<a href=\"\/admissions\/apply\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Apply for Admission<\/a>\n\n\t\t\t<a href=\"\/sfa\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Apply for Financial Aid<\/a>\n\n\t\t<\/div>\n\t<\/div>\n\t<div>\n\t\t<div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">Cost &amp; Aid<\/div>\n\t\t<div class=\"mb-4 flex flex-col\">\n\t\t\t<a href=\"\/tuition\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Tuition<\/a>\n\n\t\t\t<a href=\"\/sfa\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Financial Aid<\/a>\n\n\t\t\t<a href=\"\/sfa\/types-of-aid\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Scholarships<\/a>\n\n\t\t\t<a href=\"\/sfa\/cost-of-attendance\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Estimate Your Cost<\/a>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\t\t\t\t\t\t\n\n<div class=\"group ease-out py-10 lg:px-2\">\n    <a href=\"\/academics\/\" class=\"transition-none text-white tracking-tight uppercase text-xl xl:text-2xl font-bold no-underline px-2 xl:px-4 pt-2 pb-6 rounded-t hover:bg-gray-900 hover:text-white group-focus-within:bg-gray-900 group-focus-within:shadow-lg group-hover:bg-gray-900 group-hover:shadow-lg\">\n        <span>Academics<\/span>\n    <\/a>\n    <div class=\"mt-4 bg-gray-900 absolute z-60 shadow-lg px-6 rounded-sm translate-y-0 mx-auto left-0 right-0 max-w-6xl text-white invisible opacity-100 group-hover:translate-y-0 group-hover:visible group-hover:opacity-100 group-focus-within:visible group-focus-within:opacity-100 group-focus-within:block\">\n        <div>\n            <div>\n                <div class=\"w-full xl:max-w-(--breakpoint-xl) px-6 xl:px-0 mx-auto py-10 grid grid-cols-3 gap-12\">\n\t<div class=\"\">\n\t\t<div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">Degrees<\/div>\n\t\t<div class=\"mb-4 flex flex-col\">\n\t\t\t<a href=\"\/academics\/undergraduate\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Undergraduate<\/a>\n\n\t\t\t<a href=\"\/academics\/graduate\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Graduate<\/a>\n\n\t\t\t<a href=\"\/online\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Online<\/a>\n\n\t\t\t<a href=\"\/academics\/professional\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Professional<\/a>\n\n\t\t<\/div>\n\t<\/div>\n\t<div>\n\t\t<div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">More Programs<\/div>\n\t\t<div class=\"mb-4 flex flex-col\">\n\t\t\t<a href=\"\/herdacademy\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Herd Academy<\/a>\n\n\t\t\t<a href=\"https:\/\/jcesom.marshall.edu\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">School of Medicine<\/a>\n\n\t\t\t<a href=\"\/pharmacy\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">School of Pharmacy<\/a>\n\n\t\t<\/div>\n\t<\/div>\n\t<div>\n\t\t<div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">Resources<\/div>\n\t\t<div class=\"mb-4 flex flex-col\">\n\t\t\t<a href=\"\/academic-calendar\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Academic Calendar<\/a>\n\n\t\t\t<a href=\"\/library\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Libraries &amp; Online Research<\/a>\n\n\t\t\t<a href=\"\/careereducation\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Internships &amp; Career Development<\/a>\n\n\t\t\t<a href=\"\/colleges\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Colleges &amp; Schools<\/a>\n\n\t\t\t<a href=\"https:\/\/www.bkstr.com\/marshallstore\/home\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Campus Bookstore<\/a>\n\n\t\t\t<a href=\"\/our-research\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Research at Marshall<\/a>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\t\t\t\t\t\t\n\n<div class=\"group ease-out py-10 lg:px-2\">\n    <a href=\"\/marshall-life\/\" class=\"transition-none text-white tracking-tight uppercase text-xl xl:text-2xl font-bold no-underline px-2 xl:px-4 pt-2 pb-6 rounded-t hover:bg-gray-900 hover:text-white group-focus-within:bg-gray-900 group-focus-within:shadow-lg group-hover:bg-gray-900 group-hover:shadow-lg\">\n        <span>Marshall Life<\/span>\n    <\/a>\n    <div class=\"mt-4 bg-gray-900 absolute z-60 shadow-lg px-6 rounded-sm translate-y-0 mx-auto left-0 right-0 max-w-6xl text-white invisible opacity-100 group-hover:translate-y-0 group-hover:visible group-hover:opacity-100 group-focus-within:visible group-focus-within:opacity-100 group-focus-within:block\">\n        <div>\n            <div>\n                <div class=\"w-full xl:max-w-(--breakpoint-xl) px-6 xl:px-0 mx-auto py-10 grid grid-cols-3 gap-12\">\n\t<div class=\"\">\n\t\t<div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">Clubs &amp; Organizations<\/div>\n\t\t<div class=\"mb-4 flex flex-col\">\n\t\t\t<a href=\"\/sga\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Student Government<\/a>\n\n\t\t\t<a href=\"\/fsl\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Greek Life<\/a>\n\n\t\t\t<a href=\"http:\/\/www.herdzone.com\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Athletics<\/a>\n\n\t\t<\/div>\n\t<\/div>\n\t<div>\n\t\t<div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">Student Activities<\/div>\n\t\t<div class=\"mb-4 flex flex-col\">\n\t\t\t<a href=\"\/community-outreach\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Community Service<\/a>\n\n\t\t\t\t\t\t<a href=\"\/campusrec\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Campus Rec<\/a>\n\n\t\t<\/div>\n\t<\/div>\n\t<div>\n\t\t<div class=\"text-lg uppercase font-bold pb-1 border-b mb-6 border-white text-green-bright\">Student Resources<\/div>\n\t\t<div class=\"mb-4 flex flex-col\">\n\t\t\t<a href=\"\/housing\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Residence Halls\/Living<\/a>\n\n\t\t\t<a href=\"\/student-affairs\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Student Affairs<\/a>\n\n\t\t\t<a href=\"\/studenthealth\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Student Health<\/a>\n\n\t\t\t<a href=\"\/academic-affairs\/policies\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Student Policies<\/a>\n\n\t\t\t<a href=\"\/colleges\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Colleges &amp; Schools<\/a>\n\n\t\t\t<a href=\"\/titleix\/\" class=\"no-underline text-gray-100 leading-normal transition-colors duration-200 ease-out hover:text-white hover:underline hover:decoration-2 hover:underline-offset-2 hover:decoration-green-bright focus:text-white focus:underline focus:decoration-2 focus:underline-offset-2 focus:decoration-green-bright mb-4 last:mb-0 text-lg\">Title IX Office<\/a>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\t\t\t\t\t\t<div class=\"\">\n\t\t\t\t\t\t\t\n    \n<a\n\t    href=\"https:\/\/marshalluniversity2.my.salesforce-sites.com\/Forms\/ERx_Forms__PageMaker?pageid=RFIGeneral\"\n    target=\"_self\"\n    class=\"button button--primary-dark button--is-primary-nav group \"\n\t\t>\n\t\n\t<span>Request Info<\/span>\n<\/a>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div class=\"flex items-center py-6 lg:hidden\">\n\t\t\t\t\t\t<svg role=\"button\" class=\"fill-white h-6 w-6 cursor-pointer mr-6 transition-all duration-150 ease-in-out\" :class=\"{ 'hidden' : showSearch }\" aria-label=\"search our site\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" @click=\"showSearch = true; $refs.searchInput.focus()\" viewBox=\"0 0 512 512\"><path d=\"M505 442.7L405.3 343c-4.5-4.5-10.6-7-17-7H372c27.6-35.3 44-79.7 44-128C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c48.3 0 92.7-16.4 128-44v16.3c0 6.4 2.5 12.5 7 17l99.7 99.7c9.4 9.4 24.6 9.4 33.9 0l28.3-28.3c9.4-9.4 9.4-24.6.1-34zM208 336c-70.7 0-128-57.2-128-128 0-70.7 57.2-128 128-128 70.7 0 128 57.2 128 128 0 70.7-57.2 128-128 128z\" \/><\/svg>\n\t\t\t\t\t\t<svg x-cloak role=\"button\" class=\"fill-white h-6 w-6 cursor-pointer mr-6 transition-all duration-150 ease-in-out\" :class=\"{ 'hidden' : !showSearch }\" aria-label=\"close search\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" @click=\"showSearch = false; $refs.searchInput.blur()\" viewBox=\"0 0 20 20\"><path d=\"M10 8.586L2.929 1.515 1.515 2.929 8.586 10l-7.071 7.071 1.414 1.414L10 11.414l7.071 7.071 1.414-1.414L11.414 10l7.071-7.071-1.414-1.414L10 8.586z\" \/><\/svg>\n\t\t\t\t\t\t<svg role=\"button\" class=\"fill-white h-8 w-8 cursor-pointer\" aria-label=\"show mobile menu\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" @click=\"mobileMenuOpen = true;\" viewBox=\"0 0 24 24\"><path d=\"M4 5h16a1 1 0 0 1 0 2H4a1 1 0 1 1 0-2zm0 6h16a1 1 0 0 1 0 2H4a1 1 0 0 1 0-2zm0 6h16a1 1 0 0 1 0 2H4a1 1 0 0 1 0-2z\"><\/path><\/svg>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"absolute block w-full z-40 pb-6 px-6\"\n\t\t\tx-transition:enter=\"transition-all duration-150 ease-in-out\"\n\t\t\tx-transition:enter-start=\"transform -translate-y-6 opacity-0\"\n\t\t\tx-transition:enter-end=\"transform translate-y-0 opacity-100\"\n\t\t\tx-transition:leave=\"transition ease-in-out duration-75\"\n\t\t\tx-transition:leave-start=\"opacity-100\"\n\t\t\tx-transition:leave-end=\"opacity-0\"\n\t\t\tx-show=\"showSearch\"\n\t\t\tx-cloak\n\t\t>\n\t\t\t<div class=\"bg-white px-6 pt-2 pb-4 rounded-lg shadow-md\">\n\t\t\t\t<div class=\"\">\n\t\t\t\t\t<form class=\"relative mx-auto border-b border-green\" method=\"GET\" action=\"\/site-search\/\">\n\t\t\t\t\t\t<div class=\"absolute top-0 left-0 bottom-0 flex items-center\">\n\t\t\t\t\t\t\t<svg class=\"h-5 w-5 fill-gray-300\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 20 20\"><path d=\"M12.9 14.32a8 8 0 1 1 1.41-1.41l5.35 5.33-1.42 1.42-5.33-5.34zM8 14A6 6 0 1 0 8 2a6 6 0 0 0 0 12z\" \/><\/svg>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<label for=\"q\" class=\"sr-only\">Search<\/label>\n\n\t\t\t\t\t\t\t<input x-ref=\"searchInput\" type=\"text\" name=\"q\" aria-label=\"Search\" class=\"text-input border-0! w-full bg-transparent gray-500 font-semibold py-4! px-6! block appearance-none rounded-none ml-1! outline-hidden ring-0 focus:ring-0 focus:outline-hidden\" placeholder=\"Search our site...\" autocomplete=\"off\" \/>\n\t\t\t\t\t<\/form>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"font-semibold mb-2 mt-4\">Common Search Terms:<\/div>\n\t\t\t\t<div class=\"lowercase\">\n\t\t\t\t\t<a href=\"\/admissions\/?utm_source=mobile&#038;utm_medium=website&#038;utm_campaign=quick-results\">admissions<\/a>,\n\t\t\t\t\t<a href=\"\/admissions\/apply\/?utm_source=mobile&#038;utm_medium=website&#038;utm_campaign=quick-results\">apply now<\/a>,\n\t\t\t\t\t<a href=\"\/online\/?utm_source=mobile&#038;utm_medium=website&#038;utm_campaign=quick-results\">online learning<\/a>,\n\t\t\t\t\t<a href=\"https:\/\/marshalluniversity2.my.salesforce-sites.com\/Forms\/ERx_Forms__PageMaker?pageid=RFIGeneral\">request information<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=schedule+of+courses\">schedule of courses<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=academic+calendar\">academic calendar<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=bert\">bert<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=registrar\">registrar<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=library\">library<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=human+resources\">human resources<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=housing\">housing<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=hr\">hr<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=work+order\">work order<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=registration\">registration<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=jobs\">jobs<\/a>,\n\t\t\t\t\t<a href=\"\/site-search\/?q=mubert\">mubert<\/a>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\t\t\n\t\t\t\t\t<div class=\"relative bg-no-repeat bg-cover bg-gray-500 flex items-center min-h-120 lg:min-h-144 block_a09a0b53e5de82ef4f452ad50a069ea5\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\tfetchpriority=\"high\"\n\t\t\t\t\t\t\tloading=\"eager\"\n\t\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t\t\tsrc=\"https:\/\/www.marshall.edu\/sfa\/files\/2024\/10\/HK1A7040-1200x0-c-default.jpg\"\n\t\t\t\t\t\t\tsrcset=\"\n\t\t\t\t\t\t\t\thttps:\/\/www.marshall.edu\/sfa\/files\/2024\/10\/HK1A7040-768x0-c-default.jpg 768w,\n\t\t\t\t\t\t\t\thttps:\/\/www.marshall.edu\/sfa\/files\/2024\/10\/HK1A7040-1024x0-c-default.jpg 1024w,\n\t\t\t\t\t\t\t\thttps:\/\/www.marshall.edu\/sfa\/files\/2024\/10\/HK1A7040-1440x0-c-default.jpg 1440w,\n\t\t\t\t\t\t\t\thttps:\/\/www.marshall.edu\/sfa\/files\/2024\/10\/HK1A7040-1920x0-c-default.jpg 1920w,\n\t\t\t\t\t\t\t\thttps:\/\/www.marshall.edu\/sfa\/files\/2024\/10\/HK1A7040-2560x0-c-default.jpg 2560w\n\t\t\t\t\t\t\t\"\n\t\t\t\t\t\t\tsizes=\"100vw\"\n\t\t\t\t\t\t\talt=\"Marshall flag on campus\"\n\t\t\t\t\t\t\tclass=\"absolute h-full w-full object-cover top-0\"\n\t\t\t\t\t\t\tstyle=\"object-position: 50% 50%;\"\n\t\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"absolute inset-0 w-full h-full bg-linear-to-tr from-gray-900 from-5% to-transparent to-60%\">\n\t\t\t\t\t<div class=\"w-full h-full mx-auto flex flex-col justify-end px-6 xl:container py-8 xl:py-12\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"hero__breadcrumb\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.marshall.edu\/sfa\">Student Financial Aid<\/a>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"font-mont font-bold text-center text-white uppercase flex justify-center leading-tight drop-shadow-xs lg:justify-start text-3xl lg:text-6xl lg:text-left\">\n\t\t\t\t\t\t\t<h1 class=\"font-mont text-left text-hard-shadow-40 w-full\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"\"><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t<div class=\"hidden lg:block w-full bg-gray-900\">\n\t\t<div class=\"w-full xl:container mx-auto bg-white\">\n\t\t\t\t<div class=\"menu-primary-navigation-container\">\n\t\t\t\t\t<div id=\"menu-primary-navigation-1\" class=\"bg-gray-900 flex relative\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"group shrink-0\">\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\t\tclass=\"nav-item-border h-full w-auto flex items-start transition uppercase font-bold py-6 px-4 text-white text-sm no-underline hover:bg-gray-700 hover:text-white\"\n\t\t\t\t\t\t\t\t\t\thref=\"https:\/\/www.marshall.edu\/sfa\/applying-for-financial-aid\/\"\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Applying for Financial Aid<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"group shrink-0\">\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\t\tclass=\"nav-item-border h-full w-auto flex items-start transition uppercase font-bold py-6 px-4 text-white text-sm no-underline hover:bg-gray-700 hover:text-white\"\n\t\t\t\t\t\t\t\t\t\thref=\"https:\/\/www.marshall.edu\/sfa\/types-of-aid\/\"\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Types of Aid<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"group shrink-0\">\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\t\tclass=\"nav-item-border h-full w-auto flex items-start transition uppercase font-bold py-6 px-4 text-white text-sm no-underline hover:bg-gray-700 hover:text-white\"\n\t\t\t\t\t\t\t\t\t\thref=\"https:\/\/www.marshall.edu\/sfa\/eligibility\/\"\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Eligibility<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"group shrink-0\">\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\t\tclass=\"nav-item-border h-full w-auto flex items-start transition uppercase font-bold py-6 px-4 text-white text-sm no-underline hover:bg-gray-700 hover:text-white\"\n\t\t\t\t\t\t\t\t\t\thref=\"https:\/\/www.marshall.edu\/sfa\/cost-of-attendance\/\"\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Cost<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"group shrink-0\">\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\t\tclass=\"nav-item-border h-full w-auto flex items-start transition uppercase font-bold py-6 px-4 text-white text-sm no-underline hover:bg-gray-700 hover:text-white\"\n\t\t\t\t\t\t\t\t\t\thref=\"https:\/\/www.marshall.edu\/sfa\/scholarships\/\"\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Scholarships<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"group shrink-0\">\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\t\tclass=\"nav-item-border h-full w-auto flex items-start transition uppercase font-bold py-6 px-4 text-white text-sm no-underline hover:bg-gray-700 hover:text-white\"\n\t\t\t\t\t\t\t\t\t\thref=\"https:\/\/www.marshall.edu\/sfa\/notification-disbursement\/\"\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Notification &amp; Disbursement<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"group shrink-0\">\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\t\tclass=\"nav-item-border h-full w-auto flex items-start transition uppercase font-bold py-6 px-4 text-white text-sm no-underline hover:bg-gray-700 hover:text-white\"\n\t\t\t\t\t\t\t\t\t\thref=\"https:\/\/www.marshall.edu\/sfa\/eligibility\/withdrawal-return-of-title-iv-funds\/\"\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Withdrawal &amp; Return of Title IV Funds<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"group shrink-0\">\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\t\tclass=\"nav-item-border h-full w-auto flex items-start transition uppercase font-bold py-6 px-4 text-white text-sm no-underline hover:bg-gray-700 hover:text-white\"\n\t\t\t\t\t\t\t\t\t\thref=\"https:\/\/www.marshall.edu\/sfa\/frequently-asked-questions\/\"\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>FAQs<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"group shrink-0\">\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\t\tclass=\"nav-item-border h-full w-auto flex items-start transition uppercase font-bold py-6 px-4 text-white text-sm no-underline hover:bg-gray-700 hover:text-white\"\n\t\t\t\t\t\t\t\t\t\thref=\"https:\/\/www.marshall.edu\/sfa\/forms-applications\/\"\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Forms &amp; Applications<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"group shrink-0\">\n\t\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\t\tclass=\"nav-item-border h-full w-auto flex items-start transition uppercase font-bold py-6 px-4 text-white text-sm no-underline hover:bg-gray-700 hover:text-white\"\n\t\t\t\t\t\t\t\t\t\thref=\"https:\/\/www.marshall.edu\/sfa\/contact-us\/\"\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t<span>Contact Us<\/span>\n\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n\t\t\t<\/div>\n\n\t\n\n\t<div  class=\"herdpress-block wp-block-herdpress-basic-content--plain basic-content--plain has-green-background-color has-background    herdpress-diagonals   \" data-bg=\"green\">\n\n\t\t\t\t\n\t\t<div class=\"basic-content-plain__container max-w-5xl mx-auto relative z-5\">\n\t\t\t \n\t\t\t\t\t\t\t<h2  class=\"block__heading basic-content-plain__heading\">Intro to Loans<\/h2>\n\n\t\t\t\n\t\t\t\n\t\t\t<div class=\"basic-content-plain__content styled-list\">\n\t\t\t\t<p>When taking out a student loan, you should only borrow an amount that you absolutely need to keep your loan indebtedness as low as possible. Remember you have to repay these funds with interest at a later time and will want to have a modest loan repayment amount when that time comes.<\/p>\n<p>If you decide to take out a loan, make sure you understand who is making the loan, as well as the terms and conditions of the loan. Although Marshall University does not provide the funding source for these loans, the Marshall University Office of Student Financial Assistance has the responsibility for certifying your eligibility for these loans.<\/p>\n<p>Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources.<\/p>\n<p>Students and families should receive trustworthy, reliable guidance from institutions about financial aid, including educational loans. Marshall University enforces a\u00a0<a href=\"https:\/\/www.marshall.edu\/sfa\/files\/2025\/03\/Institutional-Code-of-Conduct-for-Private-Educational-Loans.pdf\" target=\"_blank\" rel=\"noopener\">Student Loan Code of Conduct<\/a>\u00a0as a framework to provide the best possible loan terms for students and to avoid conflicts or the appearance of conflicts of interest.<\/p>\n<p><strong>Student Connections<\/strong><\/p>\n<p>Marshall University has partnered with Student Connections to provide support for borrowers throughout the student loan repayment process. With more than 60 years of experience in counseling student loan borrowers, their primary goal is to help you find the repayment plan that best fits your needs. Student Connections will provide additional support and make sure you have everything you need to manage your federal student loans.<\/p>\n<p>For additional resources including information on repayment options, please visit <a href=\"https:\/\/my.studentconnections.com\/\" target=\"_blank\" rel=\"noopener\">https:\/\/my.studentconnections.com\/<\/a>. You can also view <a href=\"https:\/\/studentaid.gov\/resources#loans\" target=\"_blank\" rel=\"noopener\">https:\/\/studentaid.gov\/resources#loans<\/a>.<\/p>\n\n\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\n<div\n\t\n\tclass=\"herdpress-block wp-block-herdpress-categorized-list has-white-background-color has-background\"\n\tx-data=\"categorizedList()\"\n>\n\t<div class=\"herdpress-block__container relative z-5\">\n\t\t\n\t\t\t\t\t<h2  class=\"block__heading\">Types of Loans<\/h2>\n\n\t\t\n\t\t\n\t\t<div class=\"relative w-full mt-8 lg:mt-10 md:before:absolute md:before:top-0 md:before:w-px md:before:h-full md:before:content-[''] md:before:bg-gray-100 md:before:left-[29.5%]\">\n\t\t\t<aside class=\"relative mr-0 pr-0 md:sticky z-2 mb-8 md:mb-0 border-r-0 top-[revert] inline-block w-full md:w-1\/4 md:pr-[5%] align-top font-base md:top-[clamp(20px,calc(1.8rem+4vw),80px)]\">\n\t\t\t\t<div x-on:click=\"showSection = !showSection\" class=\"px-4 py-4 cursor-pointer flex items-center justify-between bg-gray-100 border-b border-gray-200 rounded-t\">\n\t\t\t\t\t<div class=\"font-semibold uppercase text-gray-600 text-sm\">Jump to Section<\/div>\n\n\t\t\t\t\t<div class=\"md:hidden\" x-cloak>\n\t\t\t\t\t\t<svg x-show=\"! showSection\" class=\"h-6 w-6\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M12 4.5v15m7.5-7.5h-15\" \/><\/svg>\n\t\t\t\t\t\t<svg x-show=\"showSection\" class=\"h-6 w-6\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewBox=\"0 0 24 24\" stroke-width=\"1.5\" stroke=\"currentColor\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M6 18L18 6M6 6l12 12\" \/><\/svg>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"rounded-b md:block\" :class=\"showSection ? 'block' : 'hidden md:block'\">\n\t\t\t\t\t<ul class=\"pt-0 pl-0 pb-0 my-0 list-none\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"m-0 my-0!\">\n\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\thref=\"#direct-loans\"\n\t\t\t\t\t\t\t\t\tclass=\"block text-left w-full py-3 px-4 transition-all duration-100 ease-in-out border-l-4 border-gray-200\"\n\t\t\t\t\t\t\t\t\t:class=\"selected == '#direct-loans' ? 'text-gray-600 bg-gray-100 no-underline border-green' : 'text-brown hover:text-brown-dark'\"\n\t\t\t\t\t\t\t\t>Direct Loans<\/a>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"m-0 my-0!\">\n\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\thref=\"#direct-parent-plus-loan\"\n\t\t\t\t\t\t\t\t\tclass=\"block text-left w-full py-3 px-4 transition-all duration-100 ease-in-out border-l-4 border-gray-200\"\n\t\t\t\t\t\t\t\t\t:class=\"selected == '#direct-parent-plus-loan' ? 'text-gray-600 bg-gray-100 no-underline border-green' : 'text-brown hover:text-brown-dark'\"\n\t\t\t\t\t\t\t\t>Direct Parent PLUS Loan<\/a>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"m-0 my-0!\">\n\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\thref=\"#graduate-plus-loan\"\n\t\t\t\t\t\t\t\t\tclass=\"block text-left w-full py-3 px-4 transition-all duration-100 ease-in-out border-l-4 border-gray-200\"\n\t\t\t\t\t\t\t\t\t:class=\"selected == '#graduate-plus-loan' ? 'text-gray-600 bg-gray-100 no-underline border-green' : 'text-brown hover:text-brown-dark'\"\n\t\t\t\t\t\t\t\t>Graduate PLUS Loan<\/a>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"m-0 my-0!\">\n\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\thref=\"#criteria-for-eligibility\"\n\t\t\t\t\t\t\t\t\tclass=\"block text-left w-full py-3 px-4 transition-all duration-100 ease-in-out border-l-4 border-gray-200\"\n\t\t\t\t\t\t\t\t\t:class=\"selected == '#criteria-for-eligibility' ? 'text-gray-600 bg-gray-100 no-underline border-green' : 'text-brown hover:text-brown-dark'\"\n\t\t\t\t\t\t\t\t>Criteria for Eligibility<\/a>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"m-0 my-0!\">\n\t\t\t\t\t\t\t\t<a\n\t\t\t\t\t\t\t\t\thref=\"#students-withdrawn-graduating-or-dropped-to-below-half-time\"\n\t\t\t\t\t\t\t\t\tclass=\"block text-left w-full py-3 px-4 transition-all duration-100 ease-in-out border-l-4 border-gray-200\"\n\t\t\t\t\t\t\t\t\t:class=\"selected == '#students-withdrawn-graduating-or-dropped-to-below-half-time' ? 'text-gray-600 bg-gray-100 no-underline border-green' : 'text-brown hover:text-brown-dark'\"\n\t\t\t\t\t\t\t\t>Students Withdrawn, Graduating or Dropped to Below Half-Time<\/a>\n\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t<\/aside>\n\n\t\t\t<div class=\"relative z-[1] inline-block pl-0 ml-0 border-l-0 md:ml-[1%] md:pl-[6%] font-base align-top w-full md:w-[calc(68%-2px)]\">\n\t\t\t\t\t\t\t\t\t<div class=\"py-6 border-b border-gray-100 first:pt-0 last:border-none\" id=\"direct-loans\">\n\t\t\t\t\t\t<div class=\"text-gray-900 text-xl font-bold lg:text-2xl\" id=\"Direct Loans\">Direct Loans<\/div>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"pt-6 styled-list\">\n\t\t\t\t\t\t\t<p>To apply for a federal student loan, you must complete the Free Application for\u00a0<a href=\"https:\/\/www.studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">Federal Student Aid (FAFSA)<\/a>. All first-time borrowers must complete the\u00a0<a href=\"https:\/\/studentaid.gov\/mpn\/\">Master Promissory Note (MPN)<\/a>\u00a0and\u00a0<a href=\"https:\/\/studentaid.gov\/entrance-counseling\/\">Entrance Counseling<\/a>\u00a0at\u00a0<a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">www.studentaid.gov<\/a>.<\/p>\n<h4>Direct Subsidized Loan<\/h4>\n<p>The Direct Subsidized Loan is awarded on the basis of need. You will not be charged any interest while you are in school (at least half-time) or in a grace or deferment status.<\/p>\n<h4>Direct Unsubsidized Loan<\/h4>\n<p>The Direct Unsubsidized Loan is not awarded on the basis of need. The borrower is fully responsible for paying the interest regardless of the loan status. Interest on unsubsidized loans accrues from the date of disbursement and continues through the life of the loan.<\/p>\n<h4>Federal Direct Student Loan Limits<\/h4>\n<p>The federal government sets limits on the amount of money a student can borrow under the Federal Direct Loan program. Marshall University awards students that have filed the\u00a0<a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">FAFSA<\/a>\u00a0the maximum amount eligible under such limits. The\u00a0<a href=\"https:\/\/www.marshall.edu\/sfa\/files\/2025\/03\/FDL-Annual-Loan-Limit-for-Web-Site.pdf\" target=\"_blank\" rel=\"noopener\">annual limit<\/a>\u00a0applies to the maximum a student can borrow in one academic year, while the\u00a0<a href=\"https:\/\/www.marshall.edu\/sfa\/files\/2025\/03\/FDL-Aggregate-Loan-Limit-for-Web-Site.pdf\" target=\"_blank\" rel=\"noopener\">aggregate limit<\/a>\u00a0applies to the maximum a student can borrow in a lifetime. Independent students and dependent students whose parents are unable to borrow a PLUS Loan are eligible for additional Federal Direct unsubsidized loan. Depending upon your grade level, the type and amount of aid will vary. The chart below lists the amounts and types of aid you would be eligible for.<\/p>\n<figure id=\"annualstafford\" class=\"wp-block-table is-style-regular\">\n<table class=\"table table-bordered w-full\">\n<tbody>\n<tr>\n<td><strong>ANNUAL LIMITS FOR DIRECT LOANS<\/strong><\/td>\n<td><strong>SUBSIDIZED<\/strong><\/td>\n<td><strong>TOTAL<\/strong>\u00a0(Subsidized &amp; Unsubsidized)<\/td>\n<\/tr>\n<tr>\n<td><strong>Dependent<\/strong>\u00a0\u2013 Undergraduate Students<\/td>\n<\/tr>\n<tr>\n<td>First Year (0 to 29 credits)<\/td>\n<td>$3,500<\/td>\n<td>$5,500<\/td>\n<\/tr>\n<tr>\n<td>Second Year (30 to 59 credits)<\/td>\n<td>$4,500<\/td>\n<td>$6,500<\/td>\n<\/tr>\n<tr>\n<td>Third Year &amp; Beyond (60+ credits)<\/td>\n<td>$5,500<\/td>\n<td>$7,500<\/td>\n<\/tr>\n<tr>\n<td><strong>Independent<\/strong>\u00a0\u2013 Undergraduate Students<\/td>\n<\/tr>\n<tr>\n<td>First Year (0 to 29 credits)<\/td>\n<td>$3,500<\/td>\n<td>$9,500<\/td>\n<\/tr>\n<tr>\n<td>Second Year (30 to 59 credits)<\/td>\n<td>$4,500<\/td>\n<td>$10,500<\/td>\n<\/tr>\n<tr>\n<td>Third Year &amp; Beyond (60+ credits)<\/td>\n<td>$5,500<\/td>\n<td>$12,500<\/td>\n<\/tr>\n<tr>\n<td><strong>Graduate &amp; Professional Studies<\/strong><\/td>\n<td>N\/A<\/td>\n<td>$20,500<\/td>\n<\/tr>\n<tr>\n<td><strong>Medical &amp; Psy. D. Students<\/strong><\/td>\n<td>N\/A<\/td>\n<td>$37,167<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/figure>\n<figure id=\"aggregatestafford\" class=\"wp-block-table\">\n<table class=\"has-fixed-layout\" width=\"826\">\n<tbody>\n<tr>\n<td><strong>AGGREGATE LIMITS FOR DIRECT LOAN<\/strong><\/td>\n<td><strong>SUBSIDIZED<\/strong><\/td>\n<td><strong>TOTAL<\/strong>\u00a0(Subsidized &amp; Unsubsidized)<\/td>\n<\/tr>\n<tr>\n<td><strong>Dependent<\/strong>\u00a0\u2013 Undergraduates<\/td>\n<td>$23,000<\/td>\n<td>$31,000<\/td>\n<\/tr>\n<tr>\n<td><strong>Independent<\/strong>\u00a0\u2013 Undergraduates<\/td>\n<td>$23,000<\/td>\n<td>$57,500<\/td>\n<\/tr>\n<tr>\n<td><strong>Graduate &amp; Professional Students<\/strong><\/td>\n<td>N\/A<\/td>\n<td>$138,500<\/td>\n<\/tr>\n<tr>\n<td><strong>Medical &amp; Psy. D. Students<\/strong><\/td>\n<td>N\/A<\/td>\n<td>$224,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><strong>Note<\/strong>: Student whose parents are denied a Parent PLUS are eligible for the independent loan limits.<\/p>\n<h4>Federal Direct Loan Interest<\/h4>\n<p>The following tables provide the fixed interest rates and origination fees for new Direct Loans. These rates will apply to new Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans made during this time.<\/p>\n<table class=\"w-full table table-bordered\" style=\"height: 141px\" width=\"449\">\n<tbody>\n<tr>\n<td><strong>Undergraduate<\/strong><\/td>\n<td><strong>2025 \u2013 2026 Aid Year<br \/>\n<em>(07\/01\/2025 \u2013 06\/30\/2026)<\/em><\/strong><\/td>\n<\/tr>\n<tr>\n<td>Direct Subsidized Loan<\/td>\n<td>6.39%<\/td>\n<\/tr>\n<tr>\n<td>Direct Unsubsidized Loan<\/td>\n<td>6.39%<\/td>\n<\/tr>\n<tr>\n<td>Direct Parent PLUS Loan<\/td>\n<td>8.94%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table class=\"w-full table table-bordered\">\n<tbody>\n<tr>\n<td><strong>Graduate or Professional<\/strong><\/td>\n<td><strong>2025 \u2013 2026 Aid Year<br \/>\n<em>(07\/01\/2025 \u2013 06\/30\/2026)<\/em><\/strong><\/td>\n<\/tr>\n<tr>\n<td>Direct Unsubsidized Loan<\/td>\n<td>7.94%<\/td>\n<\/tr>\n<tr>\n<td>Direct Graduate PLUS Loan<\/td>\n<td>8.94%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4>Federal Loan Origination Fees<\/h4>\n<table class=\"w-full table table-bordered\">\n<tbody>\n<tr>\n<td><strong>Federal Loan Type<\/strong><\/td>\n<td><strong>First Disbursement Date:<br \/>\n<em>(10\/01\/2020 \u2013 10\/01\/2026)<\/em><\/strong><\/td>\n<\/tr>\n<tr>\n<td>Direct Subsidized Loan<\/td>\n<td>1.057%<\/td>\n<\/tr>\n<tr>\n<td>Direct Unsubsidized Loan<\/td>\n<td>1.057%<\/td>\n<\/tr>\n<tr>\n<td>Direct Parent PLUS Loan<\/td>\n<td>4.228%<\/td>\n<\/tr>\n<tr>\n<td>Direct Graduate PLUS Loan<\/td>\n<td>4.228%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"first:mt-0 mt-6 border-b border-gray-100 mb-6\">\n<div id=\"\" class=\"border-t border-gray-100\" role=\"region\">\n<div>\n<div id=\"accordion-federal-loan-origination-fees\" class=\"bg-white text-gray-700 px-8 pt-6 pb-8\" aria-labelledby=\"accordion-label-federal-loan-origination-fees\">\n<p>Loan fees are subtracted from your loan prior to the funds being paid to the university. This means a lesser amount is what is actually disbursed to your university bill.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"py-6 border-b border-gray-100 first:pt-0 last:border-none\" id=\"direct-parent-plus-loan\">\n\t\t\t\t\t\t<div class=\"text-gray-900 text-xl font-bold lg:text-2xl\" id=\"Direct Parent PLUS Loan\">Direct Parent PLUS Loan<\/div>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"pt-6 styled-list\">\n\t\t\t\t\t\t\t<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Direct Parent PLUS Loans are available to\u00a0<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\/plus\/parent\" target=\"_blank\" rel=\"noopener\">credit-worthy parents<\/a>\u00a0of dependent students who enroll at least half-time (six credit hours per semester) and are meeting\u00a0<a href=\"https:\/\/www.marshall.edu\/sfa\/eligibility\/#satisfactory-academic-progress\" target=\"_blank\" rel=\"noopener\">Satisfactory Academic Progress (SAP).<\/a> If your parent applies for the Parent PLUS Loan, the loan will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guarantee agencies, lenders, and schools that are authorized users of the data system.<\/p>\n<p><strong>Criteria for Eligibility<\/strong><\/p>\n<ul>\n<li>Available to the\u00a0<a title=\"https:\/\/studentaid.gov\/help\/who-is-parent\" href=\"https:\/\/studentaid.gov\/help\/who-is-parent\">parent<\/a>\u00a0of a dependent-age undergraduate student enrolled at least half-time (6 units).<\/li>\n<li>A credit check is required.\n<ul>\n<li>Please note: If you have your account on a credit freeze, please contact Transunion and Equifax to lift the hold for two weeks before you apply.<\/li>\n<\/ul>\n<\/li>\n<li>The student must complete a\u00a0<a href=\"http:\/\/www.studentaid.gov\" target=\"_blank\" rel=\"noopener\">FAFSA<\/a>\u00a0each academic year.<\/li>\n<li>Must reapply for the Plus loan for any future academic years.<\/li>\n<\/ul>\n<p><strong>Steps to Apply<\/strong><\/p>\n<ol>\n<li>Create or Locate your\u00a0<a title=\"FSA ID\" href=\"https:\/\/studentaid.gov\/help\/create-fsa-id\">FSA ID<\/a>\u00a0Username or Password<\/li>\n<li>Choose:\u00a0<a href=\"https:\/\/studentloans.gov\/myDirectLoan\/launchPLUS.action?plusType=parentPlus&amp;_ga=2.26797112.482663892.1532820418-876781474.1525377685\">Parent PLUS application<\/a>.<\/li>\n<li>Complete the application and proceed to decision results<\/li>\n<\/ol>\n<p><strong>Steps After Your Apply<\/strong><\/p>\n<p>Read the results page carefully for the next steps.<\/p>\n<p>If approved, complete the\u00a0<a href=\"https:\/\/studentaid.gov\/mpn\/parentplus\/landing\" target=\"_blank\" rel=\"noopener\">Master Promissory Note<\/a>\u00a0and\u00a0<a href=\"https:\/\/studentaid.gov\/entrance-counseling\/\">Entrance Counseling<\/a>. The credit decision is only valid for 6 months after the date of the application. If you would like to increase the loan after the 6 months, you must reapply.<\/p>\n<p>If denied, the applicant must decide how to move forward. If a dependent student would like to request the additional unsubsidized loan and the parent selected options 1,2, or 4, the parent must submit a signed statement to the financial aid office indicating they will not pursue an Endorser or Appeal the credit decision.<\/p>\n<ol>\n<li>I want to obtain an endorser.\n<ul>\n<li>This option requires the applicant to find a credit-worthy cosigner to complete an Electronic Endorser Addendum. The endorser will determine the amount of the loan. Only the endorser can increase the loan amount by completing a new addendum within the 6 months the credit decision is still active.<\/li>\n<li>Applicant must complete PLUS Credit Counseling<\/li>\n<li>Applicant must complete a Master Promissory Note (MPN)<\/li>\n<li>After all steps are completed, the student or applicant must notify the financial aid office that the requirements have been met to proceed with processing the loan.<\/li>\n<\/ul>\n<\/li>\n<li>I want to provide documentation of extenuating circumstances.\n<ul>\n<li>This option requires the applicant to Appeal Credit Decision<\/li>\n<li>If approved the applicant must complete Plus Credit Counseling<\/li>\n<li>The applicant must complete a Master Promissory Note (MPN)<\/li>\n<li>After all steps are completed, the student or applicant must notify the financial aid office that the requirements have been met to proceed with processing the loan.<\/li>\n<\/ul>\n<\/li>\n<li>I do not want to pursue a Direct Plus Loan at this time.\n<ul>\n<li>An undergraduate dependent student may be eligible for an additional $4,000 of Federal Direct Unsubsidized Loan. To request the additional loan, the student must notify the financial aid office via their Marshall email account. The additional loan will be offered and can be accepted through\u00a0<a href=\"https:\/\/mymu.marshall.edu\/\">myMU<\/a>.<\/li>\n<\/ul>\n<\/li>\n<li>Undecided.\n<ul>\n<li>No action is taken.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"py-6 border-b border-gray-100 first:pt-0 last:border-none\" id=\"graduate-plus-loan\">\n\t\t\t\t\t\t<div class=\"text-gray-900 text-xl font-bold lg:text-2xl\" id=\"Graduate PLUS Loan\">Graduate PLUS Loan<\/div>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"pt-6 styled-list\">\n\t\t\t\t\t\t\t<p>The Federal Direct Graduate PLUS (Grad PLUS) loan is an affordable, low interest loan for graduate and professional students. You can borrow up to the total cost of attendance (minus any other financial aid awarded). If you are denied the Graduate PLUS loan due to an\u00a0<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\/plus\/grad\">adverse credit history<\/a>, you will not be eligible for any additional Unsubsidized Direct Loan. If you apply for the Graduate PLUS Loan, the loan will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guarantee agencies, lenders, and schools that are authorized users of the data system.<\/p>\n\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"py-6 border-b border-gray-100 first:pt-0 last:border-none\" id=\"criteria-for-eligibility\">\n\t\t\t\t\t\t<div class=\"text-gray-900 text-xl font-bold lg:text-2xl\" id=\"Criteria for Eligibility\">Criteria for Eligibility<\/div>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"pt-6 styled-list\">\n\t\t\t\t\t\t\t<p>The Federal Direct Graduate PLUS (Grad PLUS) loan is an affordable, low interest loan for graduate and professional students. You can borrow up to the total cost of attendance (minus any other financial aid awarded). If you are denied the Graduate PLUS loan due to an\u00a0<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\/plus\/grad\">adverse credit history<\/a>, you will not be eligible for any additional Unsubsidized Direct Loan. If you apply for the Graduate PLUS Loan, the loan will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guarantee agencies, lenders, and schools that are authorized users of the data system.<\/p>\n<p><strong>Criteria for Eligibility<\/strong><\/p>\n<ul>\n<li>Available to the graduate student enrolled at least half-time (6 units).<\/li>\n<li>A credit check is required.\n<ul>\n<li>Please note: If you have your account on a credit freeze, please contact Transunion and Equifax to lift the hold for two weeks before you apply.<\/li>\n<\/ul>\n<\/li>\n<li>The student must complete a\u00a0<a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">FAFSA<\/a>\u00a0each academic year.<\/li>\n<li>Must reapply for the Plus loan for any future academic years.<\/li>\n<\/ul>\n<p><strong>Steps to Apply<\/strong><\/p>\n<ol>\n<li>Create or Locate your\u00a0<a href=\"https:\/\/studentaid.gov\/help\/create-fsa-id\">FSA ID<\/a>\u00a0Username or Password<\/li>\n<li>Choose:\u00a0<a href=\"https:\/\/studentloans.gov\/myDirectLoan\/launchPLUS.action?plusType=gradPlus&amp;_ga=2.34015908.482663892.1532820418-876781474.1525377685\">Graduate PLUS application<\/a>.\n<ul>\n<li>Complete the application and proceed to decision results<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p><strong>Steps After You Apply<\/strong><\/p>\n<p>Read the results page carefully for the next steps.<\/p>\n<p>If approved, complete the\u00a0<a href=\"https:\/\/studentaid.gov\/mpn\/\">Master Promissory Note<\/a>\u00a0and\u00a0<a href=\"https:\/\/studentaid.gov\/entrance-counseling\/\">Entrance Counseling<\/a>. The credit decision is only valid for 6 months after the date of the application. If you would like to increase the loan after the 6 months, you must reapply.<\/p>\n<p>If denied, the applicant must decide how to move forward.<\/p>\n<ol>\n<li>I want to obtain an endorser.\n<ul>\n<li>This option requires the applicant to find a credit-worthy cosigner to complete an Electronic Endorser Addendum. The endorser will determine the amount of the loan. Only the endorser can increase the loan amount by completing a new addendum within the 6 months the credit decision is still active.<\/li>\n<li>Applicant must complete PLUS Credit Counseling<\/li>\n<li>Applicant must complete a Master Promissory Note (MPN)<\/li>\n<\/ul>\n<\/li>\n<li>After all steps are completed, the student or applicant must notify the financial aid office that the requirements have been met to proceed with processing the loan.<\/li>\n<li>I want to provide documentation of extenuating circumstances.\n<ul>\n<li>This option requires the applicant to Appeal Credit Decision<\/li>\n<li>If approved the applicant must complete Plus Credit Counseling<\/li>\n<li>The applicant must complete a Master Promissory Note (MPN)<\/li>\n<li>After all steps are completed, the student or applicant must notify the financial aid office that the requirements have been met to proceed with processing the loan.<\/li>\n<\/ul>\n<\/li>\n<li>I do not want to pursue a Direct Plus Loan at this time. You are not eligible for any other federal aid.<\/li>\n<\/ol>\n\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"py-6 border-b border-gray-100 first:pt-0 last:border-none\" id=\"students-withdrawn-graduating-or-dropped-to-below-half-time\">\n\t\t\t\t\t\t<div class=\"text-gray-900 text-xl font-bold lg:text-2xl\" id=\"Students Withdrawn, Graduating or Dropped to Below Half-Time\">Students Withdrawn, Graduating or Dropped to Below Half-Time<\/div>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<div class=\"pt-6 styled-list\">\n\t\t\t\t\t\t\t<p>Exit counseling is required for all student federal loan borrowers who have withdrawn, are graduating, or have dropped below half-time status. It will take about 30 minutes to complete.\u00a0<a href=\"https:\/\/studentaid.gov\/exit-counseling\/\">Click here to complete<\/a>.<\/p>\n\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":945,"featured_media":0,"parent":221,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-501","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.marshall.edu\/sfa\/wp-json\/wp\/v2\/pages\/501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.marshall.edu\/sfa\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.marshall.edu\/sfa\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.marshall.edu\/sfa\/wp-json\/wp\/v2\/users\/945"}],"replies":[{"embeddable":true,"href":"https:\/\/www.marshall.edu\/sfa\/wp-json\/wp\/v2\/comments?post=501"}],"version-history":[{"count":23,"href":"https:\/\/www.marshall.edu\/sfa\/wp-json\/wp\/v2\/pages\/501\/revisions"}],"predecessor-version":[{"id":1819,"href":"https:\/\/www.marshall.edu\/sfa\/wp-json\/wp\/v2\/pages\/501\/revisions\/1819"}],"up":[{"embeddable":true,"href":"https:\/\/www.marshall.edu\/sfa\/wp-json\/wp\/v2\/pages\/221"}],"wp:attachment":[{"href":"https:\/\/www.marshall.edu\/sfa\/wp-json\/wp\/v2\/media?parent=501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}